Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Emotional vs. Strategic Decisions Information vs. instinct. Are your choices based on evidence of emotion? Insurance Needs Assessment: When You're Young and Single Even if you’re young and single, you should still consider protecting yourself.